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FinBox
Tools that explain your finances — in a way that finally makes sense.

Retirement Statement Analyser

For anyone who's ever looked at their RA or TFSA statement and wondered "is this normal?" 🤔

This tool will translate your statement to plain English, so you can get a clear breakdown of performance, fees, long-term costs, and how it compares to the market.

Decode My Statement → View example

RISC - Budgeting & Financial Planning Spreadsheet 3.0

This spreadsheet combines budgeting and financial planning into one powerful tool for a more holistic approach.

It not only lets you set yor budget per category, but also shows when your debt will be paid off, when you'll reach your savings goals, and how you're tracking toward your retirement targets.

See How It Works →

Savings & Investment Account Types Explainer

There are several account types South Africans can use to save or invest — but it's not always clear which one is right for your goal.

This tool breaks them down in plain language, so you can understand the purpose, rules, and trade-offs — and make better decisions with your money.

Explore Account Types →

⚒️ More tools are being built

Get notified when we release more tools that make your life easier

Hi, I’m Mark.

I’m a software product builder, and I've spent years developing complex software and systems — but when it came to my personal finances, I outsourced my financial decisions to an advisor.

I had the usual mix of products — a retirement annuity, TFSA, life cover, investments — but I never felt like I had a solid grasp on any of it. I was seemingly “doing the right things,” but still had that low-level anxiety that I might be missing something... or everything.

So one day I started digging. I pulled apart every statement, every product brochure, every line of fine print on every policy — trying to figure out what I actually had, what it was costing me, and whether it all made sense.

What started as frustration became a full-blown obsession. I realised there was a huge gap between the tools people had access to — and what they actually needed to feel confident with their money.

FinBox is my attempt to close that gap.

It’s a growing collection of tools that unpack the confusing parts of personal finance. Tools that explain things in plain language, expose what really matters, and give you clarity without the jargon.

My belief is simple: you shouldn't need a financial degree — or a financial adviser — to understand what’s happening with your money (but you might need one to help you make the right decisions).

Mark Karimov
FinBox Creator

© Mark Karimov

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